Giving long-term (owned more than a year), appreciated securities may provide greater benefits to you and United Way!

• You may save current income for day-to-day needs because a gift of stock does NOT come out of your cash flow.
• You may save taxes two ways: Income tax and Capital Gains tax.
• You may lower the "cost" of your gift.

Let's calculate the COST of giving in stock (for illustration purposes only):

Round all dollar figures to the nearest dollar; do not use commas or decimal points. All calculations assume that you have held any stock being considered for more than 12 months.

What is your Federal Tax bracket?	10.0% 15.0% 25.0% 28.0% 33.0% 35.0%
What size GIFT are you considering?	$
If STOCK, what is its basis or original cost?	$

Federal Tax Laws as of June, 2003